Terms of Use
Effective date: July 8, 2026
Who We Are
Finiby is operated by Giorgi Otinashvili. These Terms of Use explain the rules for using Finiby's website, iPhone app, and related services.
If you have questions, contact us at support@finiby.app.
Accepting These Terms
By using Finiby, you agree to these Terms of Use. If you do not agree, do not use Finiby. You must be at least 13 years old to use Finiby.
What Finiby Does
Finiby helps you record expenses and income, organize transactions into categories, and view analytics about your personal finances. Finiby may use AI to help categorize transaction text or voice input that you choose to provide.
Not Financial Advice
Finiby is a personal finance tracking tool. Finiby does not provide financial, investment, tax, accounting, legal, or professional advice. Any summaries, analytics, categories, or insights are for informational purposes only. You are responsible for your own financial decisions.
Accounts and Security
You may need to sign in with Apple or Google to use Finiby. You are responsible for keeping your account and devices secure and for activity that happens through your account. If you believe your account has been compromised, contact us at support@finiby.app.
Your Data and Responsibilities
You are responsible for the transaction details, descriptions, amounts, categories, dates, audio input, and other information you add to Finiby. You agree not to submit information that you do not have the right to use or that violates the rights of others.
AI Categorization
Finiby's AI categorization may be incomplete, inaccurate, or unavailable. You are responsible for reviewing categories, amounts, dates, and other transaction details before relying on them.
Subscriptions and Billing
Finiby may offer paid subscriptions, including Finiby Pro, through Apple's App Store. Subscription pricing, renewal, cancellation, refunds, and billing are handled by Apple and your Apple ID settings. Apple's terms and policies may also apply to purchases made through the App Store.
You can manage or cancel subscriptions through your Apple ID. Deleting your Finiby account does not automatically cancel an App Store subscription; you must cancel it through Apple.
Acceptable Use
You agree not to:
- use Finiby for unlawful, harmful, or abusive purposes;
- attempt to access accounts, data, systems, or services without permission;
- interfere with Finiby's security, availability, or normal operation;
- reverse engineer, copy, resell, or misuse Finiby except where allowed by law;
- submit malicious, misleading, or infringing content.
Privacy
Our Privacy Policy explains how we collect, use, and protect information. By using Finiby, you also agree that we may handle information as described in the Privacy Policy.
Intellectual Property
Finiby, including its design, software, text, graphics, branding, and other materials, is owned by Giorgi Otinashvili or licensed to us. These Terms do not give you ownership of Finiby or any related intellectual property.
Service Availability
We work to keep Finiby available and reliable, but the service may be interrupted, delayed, changed, or discontinued. Some features may depend on third-party services such as Apple, Google, OpenAI, Sentry, hosting providers, or network connectivity.
Disclaimers
Finiby is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim warranties of any kind, including implied warranties of merchantability, fitness for a particular purpose, accuracy, availability, and non-infringement.
Limitation of Liability
To the fullest extent permitted by law, Finiby and its operator will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of data, profits, revenue, goodwill, or business opportunities, arising from your use of Finiby.
Account Deletion and Termination
You may delete your Finiby account in the app. We may suspend or terminate access to Finiby if we believe you violated these Terms, created risk, or used the service in a harmful way.
Changes to Finiby or These Terms
We may update Finiby or these Terms from time to time. If we make material changes, we will update the effective date and, when appropriate, provide additional notice. Continued use of Finiby after changes means you accept the updated Terms.
Contact
Giorgi Otinashvili
support@finiby.app